I work in the Dairy department of a grocery store, no education = low income, though 13 / hr ain't bad
as to expenses. they're pretty light
$300 / m land payment
20 / m gym dues
77 / m auto insurance (a 20 jump for moving 20 miles
)
117 / yr MC insurance
gas
food
occasional eating out, not Sardi's, Whataburger
lunches at work
Dealer offered to take Savage + 1200 down
If I sold or hocked my 44, I could do that next week
get's me new Summerland mini with a 175-200 /mo payment.....for 144 months
12000 RV costs over 20k by the time it's said and done
some of my friends who are into RVing say no, never buy new, also don't buy from this dealer
this'll be a bear of a winter in this little camper, it's not holding up well to being lived in
Other options are
a Rip down the junk trailer that is currently occupying the spot I'd like to put the new trailer in, and build on the frame
I only know residential construction, so this would
not be an RV when I'm done, but more of a bitty mobile home
I'm supposed to get permits if I build, but this is grey
I know you can 'build' a cargo trailer with no permits, everyone out here builds with no permits, so I could likely get away with it even though it's shading a bit
another thing: it big enough to include a 'shop area' in the construction (30 feet actual box length not including weird kickouts)
B Get a portable shed and build it into a home
Again I'm not building but modifying a prefab building, so no permit needed
I could go pretty big with one of these, or go small for lower cooling / heating, and maybe another shed for a shop area
either of these options take time and a lot of work, the Summerland I just park and hook up
if my credit card weren't still in recovery from buying motos / parts, the dragon, and the sisters, I'd have this, but a 4500 credit limit doesn't matter when you have less than 1000 available credit at the moment
(yes, I paid for my Savage, all 3k of it, with a credit card)