"Isn't hormone therapy a result of the transgender procedure?"

 Yes.  So is thyroid issues, among hundreds of other reasons, including simply being a female that needs them to control excessive vaginal bleeding.  Vaginal bleeding also occurs in gender reassigned persons.

"If someone purposely contracted diabetes, would an insurance company be liable to provide insulin for the rest of their life?"

 They would be liable to provide insulin at the contracted cost margin within the regulated parameters of the explanation of benefits within the provider contract.  They can not deny current customers care, but they can now deny coverage to new customers. (Pre-existing conditions)

"Are you working up to making the point that transgender surgery is as medically necessary as bypass surgery and therefore must be covered by any policy or performed by any doctor or medical facility?"

 No.

 Gender reassignment is elective, like collarbone repair, cartilage repair, breast enhancement or reduction, or any other elective surgery that does not result in the death of the person if it is not done. (medically necessary)

 If someone gets breast enhancement, and their insurance covers prescription medications that insurance company can not deny those prescriptions based off the fact that breast enhancement was not essential to life.  Its in the explanation of benefits and must be provided or they are in violation of contract.

 Estrogen treatment is provided to females per the provider contract.  If a male is surgically reassigned, by choice not by medical need, an pays for their insurance, they can receive estrogen therapy at the negotiated cost.  If the Federal definition forces medical centers/insurance companies to maintain that a surgically reassigned person is male, then they no longer have to provide the estrogen therapy per the contract.  The only thing that changed was the definition, not the physical person (post surgery).  

 

I can't devote time today for that, but I will this week and get back to you.

Even Tit for Two Tats was tried, and if you read about it, then you'll understand why when I came into this forum and was instantly abused that I did not let it go. In organised competitions, TiT for Tat always produces a better outcome than Tit for Two Tats

Okay, so I've read up on this.

My first thought is most of steps in game theory are intuitive or at least learned by experience. I read and watched several videos on various game theories and I can say I, and many other colleagues of mine, act in accordance with game theories without consciously recognizing a particular response and then responding accordingly.

That's not really a surprise because I think the science of game theory is simply articulating the proven techniques of dealing with various situations.  

So my question to your comment above is when you came into this forum and were 'abused', did you consciously determine which game theory to respond with?

I mentioned in another post in response to an economic thread that all of us are among the best economists in the world because we deal with economics every day and have learned in great detail the ins and outs of the economic world. We don't realize we're doing it, but we are. So I think it is with some Game Theory. That doesn't mean you couldn't learn to recognize situations and respond in a manner that improves your odds. I learned a couple interesting things while reading and watching the videos I found.