Baptism by fire is never fun, glad you walked away from it. I went down on my Vulcan in 2/08, 20 mph in a corner, ice or "traction" sand washed the rear end out from under me. Bike needed handlebar, mirror and a couple turn signals. I was the less than thrilled recipient of a stainless steel plate and a bunch of screws to put my shattered shoulder back together. Be glad you were on a small bike, you'd have gotten pretty beat up on something heavier.

If the cylinder and/or cases got damaged, let the insurance company keep it. If the frame is for real bent, same thing. If the forks got obliterated the steering head is junk.

ATGATT just makes it easier for first responders to clean up the mess.

I'm glad to hear that you dodged the bullet man!
Sorry to hear about the loss of your ride. But take what you have learned and make the next one even better...and paint it day-glow orange!

I want say here to everyone that rides, pay the extra and get the uninsured and under-insured motorist insurance.
It is sad to say but if you ride long enough, you will be hit, and they will not have insurance. Your first night in the ICU is going to cost more than your house. So, Please Please Please cover your Arse!
Someone who knows.

Yes definately bottoms up to walking away. That totally sucks about the insurance though. I'd talk to a lawyer they love to eat these guys with no insurance at fault alive.

Good to hear you are ok. Insurance can't replace your health but insurance should take care of the bike replacement. Hears to a satisfactory settlement!