stratman wrote on 12/04/10 at 21:56:29:55. when i was younger i thought 55 was when you retired. now i know its when you're tired. I want to move to France, where they riot when the gov't raises the retirement age to 62. now there is a civilized country. ours wants to raise it to 69 and we go oooh ok - stratman
You have to look at it differently.
You can retire at any age that you can afford or adapt your lifesyyle to
You will still be able to draw ss at 62,....its only the amount changing.
You can draw (w/o penalty) from your 401k at age 59 1/2
I semi retired at 59 1/2,...drew some on my 401k,.....but had to changed my lifestyle quite a bit.
When I fully retired at 62, it was like I got a big raise,... started drawing ss (at the lesser amount)
When I turned 64, I moved to Oregon, (born and raised in Ca) and that was like I got a huge raise (lower cost of living)
When I was 65 medicare kicked in,.....kinda like I got another small raise thru less expensive healthcare.
Remember, a small sacrifice early, goes a long way later,...trust me!
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