After reading all the carburetor stuff I could find on this forum, I went at it myself, and had good results. The engine accelerates smoother, power seems a little more readily available, and no backfiring. This forum has been such a great help to me, I figured I'd share what worked for me.
I live in New Jersey at about 315 meters above sea level.
I started with a stock '96 bike. #145 main jet and 52.5 pilot jet.
I have this air filter in the stock breather box, nothing special:
https://amzn.to/4c7ewhDInstead of drilling jets I bought these Mikuni jet sets with a range of sizes:
Main-
https://amzn.to/3WzzkspPilot-
https://amzn.to/3LSVKzUI
wrestled removed the carb from the bike.
I opened the top and replaced the nylon spacer with a metal washer I had in one of my cans of misc nuts and screws. I eyeballed it as 1/3 the thickness of the nylon spacer. Closed it up.
I opened the bottom and replaced the Main Jet with a 147.5 jet, and replaced the Pilot Jet with a #55 jet. Both one size up from stock.
I put it back together (some spray lube on the engine carb gasket to coax the carb back into place) and turned the idle mix screw all the way in--be careful not to over tighten, it felt like it bottomed against a coil spring. The warmed-up engine seemed to idle fastest and best at 1 to 1-1/2 full turns out. Then I adjusted the idle with the idle adj finger screw, I left it fast enough to idle smoothly.
Then I took it out. I rode it hard for about 10 minutes and experience no backfiring on deceleration. I pulled into the garage and dropped down to idle. Then I gassed it and let it drop down to idle again and quickly cut the ignition, which used to give me a nice honey-I'm-home BANG! But now, just a sweet little kitten fart.
Thanks to all you guys who share your experience and take time to answer questions. This is a great forum!