Thanks a lot you guys, for your sympathies, empathies, and any other "..thies" you've offered. You give us moral support in a time when it is very easy to slink down into depression. As much as the financial situation seems dire, I feel especially sorry for my wife because she is not only in pain, but also feels responsible for what has happened (even tho I tell her it could as easily been me).
The hospital has "graciously" given us a short window to decide how we are going to weather this storm. They already have a list of our assets, home, vehicles, bank account, IRAs, etc. Since we had no insurance, they required us to divulge that information BEFORE any services were performed. It makes me wonder what would've happened if we had not given them the info? I guess you'd have to go back home and die!
I fully understand some of the arguments here about "free", but want to say I never expected free, and honestly don't want free. In fact, anytime I hear the word "free", I find myself wondering how much "free" will cost this time? However, $22k per day is not right either! I would be very happy to purchase REASONABLE health care for my wife (again, I now have Medicare), and fully understand that her policy is not going to cost the same as the policy for a 25 year old.
We retired in 1999 and promptly purchased our own health insurance. The policy was $2400 annually for myself and my wife and included discounted office visits and pharma. In 9 short years that policy had risen to $12k annually (500%) and reduced to catastrophic events only (no office/pharma). Plus, it automatically increased every payment (quarterly) even tho neither of us went to the Dr more than once or twice a year. We tried looking at several other companies, but most wouldn't even accept us because of our pre-existing condition called age! The system just seems "fixed" so that, one way or another, your assets will be squeezed out of you in the later stages of your life.
Anyway, enough rants. We will figure a way to get thru this, even tho it may involve a considerable lifestyle change. I think I noticed cat food on sale the other day
Thanks again guys.