Hi all.  New owner '96 in yellow.  I am also a new motorcycle owner - I know nothing.  The bike I got is sound mechanically, but I'm starting to see that it has some cosmetic problems (hopefully not more than that) from a drop or two.  The bike is an original 96 with only 1600 miles on it.  I think that my handlebars are a bit off, but I can't tell if they are bent or if just the supports are bent.  Any way of telling?

Also, there is nothing in my toolkit.  What should be there/ what do I have to buy?

Like Reelthing said, the OEM toolkit isn't much to be missed. Cobble together your own. As for the risers vs handlebar question, if the bike had been dropped, my bet would be on a bend on the handlebars. Those risers are pretty tuff stuff.
I had a Honda CB750 back a ways, and it used to seem to want to pull to the right. I looked at handlebars, wheel alignment, tire mounting, triple tree, the list goes on. Turned out the problem was the right side of the fork was just a wee tad warped after a hard impact with a curb, by the PO. I might never have found it if I hadn't needed to replace the fork seals, it was that slight; but with the gyroscopic effect of the front wheel at speed, it really exaggerated the problem.