justin_o_guy2 wrote on 12/18/17 at 09:04:39:A proper analysis would be a big spreadsheet.
The income.
The amount of the mortgage.
Interest rate
Age of the loan/ amortization schedule.
An accountant might want more.
Absolutely.....
What kind of loan is it, rates, points, etc.
Payoff date, credit worthiness, all sorts of elements to consider.
Its more fun to just beetch, however
Be grateful you can get a 200M loan and profit from it in the long run, maybe that is where your focus might bring you some joy.