jcstokes wrote on 03/11/17 at 20:38:09:If you are getting good money or lots of job satisfaction, preferably both, by all means stay on. If you aren't and economic necessity doesn't compel you to stay, get out.
Yes, the money is good, the benefits outstanding. The medical, tho haven risen as deductibles go, is a peace of mind.
I started riding to be able to save time commuting, and it opened up another world to me.
I have talked to folks who retired, and it seems they fall into 3 distinct categories.....
#1. Bored and broke.
#2. Busy and frugal.
#3. Rich and bored.
Most report they really didn't understand what was involved, how they would really live, in this new stage of their lives.
As with any endeavor, how you prepare, can make all the difference.
Most report they really didn't grasp the inability to NOT be able to earn more money, at the same level of income, if needed.
You live longer, that money becomes less.
I currently withold 30% of my earnings in a pretax investment.
Another 10% in after tax Roth, so I am fortunate to be able to stash away about 50 grand a year, on my own, the company matches 16% of that as well.
One more year seems a no brainer, I get to ride for another year, can always walk if needed, can die and leave the wife and kids a little better off....
HECK, I am one lucky SOB