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Oh well, I was going to retire ...... (Read 245 times)
justin_o_guy2
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What happened?

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East Texas, 1/2 dallas/la.
Re: Oh well, I was going to retire ......
Reply #15 - 12/19/16 at 15:29:52
 
$1700 a month with a $13k deductible


1700 X 12 = $20,400.00 add the deductible you're at
$33,000.00
Obviously Affordable Care
This game was started when THEY decided to create HMOs.
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The people never give up their liberties but under some delusion.- Edmund Burke.
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Boofer
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Re: Oh well, I was going to retire ......
Reply #16 - 12/19/16 at 18:48:01
 
My family went into a cave when ACA passed, so not sure what ya'll mean. We just came out for a couple of 100 watt bulbs. Anybody seen any around?

My wife retired last month at age 62. We both knew she was worn out and wouldn't make 65. I am happy she feels so much better now. We will make it in spite of govt. Her COBRA was to be @$400/mo we would pay till she turned 65. "Got a letter" saying it would be over $700/mo. She called a friend who retired 6 months before for advice. Switched to a company that has already paid for friend's bills. $258/mo. The catch is we may have to pay a penalty, because it does not have maternity and is therefore not Obama approved. We are planning on NOT paying the fine and letting them take it out of our checks.

Don't give up. Insurance is out there. It is right to pay your medical bills. That is what I will do. I can not go along with any form of Socialism. As the saying goes, "Socialists will soon run out of MY money." Not trying to argue or be Tall Table. Just offering an alternative to help Americans. Sincerely,

Smiley Boofer
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LANCER
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Re: Oh well, I was going to retire ......
Reply #17 - 12/19/16 at 20:40:11
 
We should see improvement next year.
We don't know yet the timeframe of the changes back to sanity in the medical insurance world, but hopefully it will not take very long.
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BSTON
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Re: Oh well, I was going to retire ......
Reply #18 - 12/20/16 at 08:45:09
 
justin_o_guy2 wrote on 12/19/16 at 15:29:52:
$1700 a month with a $13k deductible


1700 X 12 = $20,400.00 add the deductible you're at
$33,000.00
Obviously Affordable Care
This game was started when THEY decided to create HMOs.


Keep in mind that he's a 1%er. I'm not saying that it's fair that he pays that much. At the same time, a good chink of that money is basically going to help people with pre-existing conditions that never would have had coverage in the past.

Did everyone really think that adding coverage for a couple million people that were most likely the highest risk was going to be free?
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MMRanch
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Re: Oh well, I was going to retire ......
Reply #19 - 12/20/16 at 09:40:48
 
Gary :  My premiums haven't changed much since obamacare - but my family plan deductible and co-pay has gone from about $500 a year to $5,000.

Now that's a fundamental transformation and an all too real change.


Amen  Gary

And they wonder why they lost !  It couldn't be their fault ... it must have been the Russians ... or something ???

Grin

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justin_o_guy2
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What happened?

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East Texas, 1/2 dallas/la.
Re: Oh well, I was going to retire ......
Reply #20 - 12/20/16 at 09:56:49
 
BSTON wrote on 12/20/16 at 08:45:09:
justin_o_guy2 wrote on 12/19/16 at 15:29:52:
$1700 a month with a $13k deductible


1700 X 12 = $20,400.00 add the deductible you're at
$33,000.00
Obviously Affordable Care
This game was started when THEY decided to create HMOs.


Keep in mind that he's a 1%er. I'm not saying that it's fair that he pays that much. At the same time, a good chink of that money is basically going to help people with pre-existing conditions that never would have had coverage in the past.

Did everyone really think that adding coverage for a couple million people that were most likely the highest risk was going to be free?


IOW, everyone was Supposed to know Obama was lying about the DECREASED co s ts Everyone would see?
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The people never give up their liberties but under some delusion.- Edmund Burke.
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Steve H
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Re: Oh well, I was going to retire ......
Reply #21 - 12/22/16 at 04:47:11
 
If he could have gotten his dream of 250 million Americans paying into Obamacare, the costs might have come down.  

The last quote I had on Obamacare was almost 3/4 of my annual salary and that's the cheapest policy they had available. You'll never sign up everybody with rates like that.

I'd like to see medical insurance deregulated, people allowed to buy from anywhere that suits them, watch prices drop in a free and open market.
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LANCER
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Re: Oh well, I was going to retire ......
Reply #22 - 12/22/16 at 04:57:51
 
Trump has said he will deregulate the insurance market, and at the rate he is going I believe it will happen.  I expect that within the first year.
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BSTON
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Re: Oh well, I was going to retire ......
Reply #23 - 12/22/16 at 06:08:28
 
Steve H wrote on 12/22/16 at 04:47:11:
I'd like to see medical insurance deregulated, people allowed to buy from anywhere that suits them, watch prices drop in a free and open market.


Unfortunately I have little faith that we'll get back to a truly deregulated market any time soon. There are way too many lobbyist with trucks of cash to let that happen. I'm not saying that it's impossible, I just don't think it's a quick fix.

Also, it's not like prices were dropping pre-ACA. That was one of the main points of the ACA...to try to keep them from going up even more.
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Trippah
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Re: Oh well, I was going to retire ......
Reply #24 - 12/22/16 at 20:23:16
 
Not to rain on everyone's anti-obamacare  parade but; no one has actually sat down to itemize the real costs..which pre AFHCA  would include the major subsidies to all the emergency rooms to cover the uninsured.  That money came out of your state income tax,  not your own premiums (think shell game)..there are several main flaws in obamacare..we now have two enormous groups dining at the table..the government and the insurance agencies.  The average dr office used to be a dr, a nurse and a receptionist.  Now you need coders, billing departments  etc.  We also have the VA health system (so poorly run for decades they probably killed more vets than our "enemies" did BUT much improved of late., we have Medicare and Medicaid, as well.  Do you know any family that doesn't have at least 1 health care worker?  I don't.  Part of the issue, which no one wants to address, is the aging population and at 70, I am one.  We suck up more medical resources every year.  Perhaps we will have to have a culling of seniors..sort of wheel chair hunger games, or simply decimate the nursing home population every year (kill 1 in 10).
The growing black and brown populations , with their skewed poverty levels, means they have crappy eating habits which lead to diabetes and other long term very expensive diseases (think also tobacco and drug abuse, STD's etc.  Nutritious food would help, but no one is willing to find a food distribution model as agri business is happy the way things are.  These are real issues, and neither party is willing to look at it without their blinders on.  
 I grew up in the good old days, when my fellow suburbanites went to Europe and Mexico for vacations when a teenager got pregnant while the folks on the wrong side of the tracks use pills and coat hangers and occasionally died. We went to our local GP when we felt crappy and he would give us a script, or on rare occasion send us to the hospital.
One of the improvements (I think) has been the sprouting of urgent care centers which save thousands per patient visit over emergency rooms.  This is a result of bamacare I suspect since they have come along in the past 4-5 years.
The real truth is, we can sink into a third world country status as Trump et al wants (where a few own everything and everyone else sucks hind teat) or try to invent a functional nation supporting life, liberty and the pursuit of beautiful girls. (You can guess which side I am on) Grin
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