I can tell you that after multiple times, not just the three bikes I totaled, or the two cars I hit on bicycles, the times when
Am I gonna survive the next few minutes
never made my life flash before my eyes.

Scary Bike = Kawa H2 750 2 stroke triple .  Pull the front as soon as you caught that narrow power band and cornered like it had a hinge in the frame....  Darn thing had me playing unicycle in the middle of a 270 degree off ramp.      Buddy's bike first and only time I rode one.

Powerbands that go from acceleration normally to
I'm being pushed back so hard I don't know if I can stay on
are scary. Suzuki GS1100, the only big bike I ever rode, and only for about fifteen minutes, purt near got me hurt. Those Kawasaki things were just dangerous.
A Nice little bike I totaled was a Yamaha RD400, still had paper plates. My roommate was not pleased with me.

I experienced that same thing this year on a KTM Superduke. Massive, stupid amounts of power and effortless acceleration to 160 and beyond. Thanks, but no thanks. It was kind of dull at legal speeds. Same with the Aprilllia rsv 1000 I owned for a short while. I can't  say I was especially terrified by the couple of H2's I've ridden. Powerful, but not stupid compared with modern bikes. Closest I came to trowelling a friend's bike was swapping places on my gs750 and a mate's Norton commando. Belting up to a roundabout I grabbed a bunch of front "brake" (one British drum compared with 2 Japanese discs ) then some  back brake when nothing happened. Unfortunately instead of the rear brake slowing me, I changed up a gear. By this time I was in the roundabout and surprised myself by going around it a lot faster than I thought I'd be capable of. Good times.
Only crash I've had on the road was being hit by a stooge who cut across lanes of traffic to get to the roadside because he saw his friend there. Offroading, going down was an everyday ocurrence.

I've never chipped a fingernail. Two 1mph tump overs in 11-12 years of riding. The first on my 650 Tempter from using front brake leaned a bit in a patch of gravel. Embarrassing... I dropped it right under the wing of a rented airplane I was about to fly. Not great for self-confidence.  

Second, recently, on my S40 doing a tight u-ey on a steep up grade in the dark. On that one I stupidly twisted the throttle picking it up and it shot forward 20ft or so and fell on its side. Bent brake lever, bent peg, busted mirror, busted tail light. I was thrown to the street and rolled by that maneuver. Not good for self-confidence.

Years ago on my GS1100G I entered a turn too hot, crossed the double yellow and would have died in a high speed head-on, but several cars ran off the road to avoid me and I rode on without a scratch. I displayed target fixation on that and stood up on the pegs... I would have gone over the car and not into the windshield. Not good for self-confidence.

I have avoided numerous cagers cutting me off or merging on me by combinations of braking and swerving, and succeeded because I was not speeding, was paying attention and was ready for it. Have avoided the same kinds of accidents while driving a car the same way.

I firmly believe most bike and car accidents are avoidable by not carrying excess speed for the road condition, visibility and traffic situation, by paying attention ahead and behind, and by letting instinct in to do whatever extreme control input is required. I know the instinct is cultivated by practicing maneuvering at the edge of the control envelope.

Yes, there are to-whom-it-may-concern fatal situations where nothing can be done. Whatever you are riding or driving. But they are very rare and unlucky. Except for those, MC accidents result from either bad rider behavior or from bad cager behavior that can't be gotten around because of also present bad rider behavior.

Excess speed kills. Carelessness kills. Leaving it up to someone else not to kill you, kills. Occasionally, bad luck kills. Skill and attentiveness eliminate most of the risks. Not all, but most. It's down to how you ride.

I had a near miss once that would have had me tangled in the rear duals of a semi trailer once in Chicago. Had I not jumped the side median and took the off ramp; I don't believe I'd be here. An old FLH is much more nimble than one would think in a bind.

If you can't really use the throttle without breaking the law or breaking your neck, I don't think it's my idea of an ideal bike, ahem...

I have never been able to so succinctly state that.