A couple of weeks ago I added my new/used Honda to my existing policy.  My Savage iinsuarence was reasonable and with a $ 1,000 decuctible the Collision on my Savage was only $ 24 a year...total cost was $ 300 a year to cover the Savage of which about $ 100 a year was uninsured and underinsured coverage.  When I added the Honda my insurance company wanted more than $ 300 a year to insure the Honda just for collision.  My total insurance cast for 2 used bikes went up to $ 1,009 a year.  There was no discount of having mutliple bikes....of which I can only ride one at a time.

I called a friend that has mulitple bikes and he uses Progressive.  He had a claim last fall when a girl turned left in front of him...and he said Progressive was fine to deal with.  The coveragel he had for "accessories" did pay for damage to his riding gear - but they did pro-rate the riding gear and not pay a full replacement cost.

I did switch my motorycle coverage over to Progressive and the rate dropped to $ 491 a year with Progressive....and that includes a $ 3,000 accessory coverage on each bike that can pay for riding gear, custom paint, luggage or accessories.

Anybody have anything good or bad to say about Progressive?  I am going to look at switching my car insurance as well......unless there is a list of bad experiences from you folks.  

Their coverage/service/pricing? No complaints
Their tracking devices to monitor & "reward" drivers? I hate it.,

I dunno whut E is,, I MITE be E,, but, I mite not be E,,
If youre askin if Ive loaded the drive, I must admit, I havent,, Ill be in touch with YOU or at least have your number before I take that step.. How hard is it? Im Skeert!

...and is Flo hot or what?...  ...

...




I've had Progressive for about 6 years, and every year, my policy goes down about $10...
I'm keepin' it...

I cant tolerate Flo or her voice. I dodge those commercials with every ounce of energy I have, & the ones with that Gecko make me wanna toss a brick thru the TV screen,, especially the dramatic one, where he falls to his knees whining,, OHH Mu Gawd,, just shoot me!

I just checked the car insurance.......and it would save us another $ 400 a year.  Maybe more with the snapshot thingy!

Dave - when I purchased my new bike in 2012 I went with Progressive   $202/year for full coverage    My first choice of new bikes was the Kawasaki Versys 650(which my agent said would add $54/month($648/year) to my existing bill)   As a 50 year-old with a spotless record who had just completed a motorcycle safety course    I was shocked    I then said that I would just get 6 months worth of coverage each year(warm weather riding season for me)    To this my agent said "you have to get a full year - all motorcycle insurance works this way"    Hell, I can only get 6 months worth of auto insurance at a time  - what a racket      My actual first choice was a Suzuki DR650   excessive seat height ended that    Of course Washington state does not require motorcycle insurance !

In the 70's I lived in Ohio, and I had Allstate Insurance.  When riding season was over I called my insurance agent and put my liability and collision portion of the insurance in "suspension"....and they would even send me a red tag to tie to my steering wheel or handlebars as a reminder the insurance was not in effect.  The fire and theft portion would stay in effect, and all was well with the world and it made sense.....

Fast forward to Kentucky having madatory insurance, and you no longer can place your insurance on "hold".  You can only cancel the policy or take that particular vehicle off the policy - and you are required to turn in your registration and license plates if you don't have that vehicle insured.  Supposedly the rates take into account that there will be reduced (or no) riding in the off season.....and you are just supposed to keep the coverage year round.

The really ironic part of all this is that Insurance Coverage is mandatory and unless you have proof of insurance your vehicle license will not be issue.  However.....I have to pay for Uninsured Motorist and Underinsured Motorist Coverage!  And almost every day you either see on the news (or hear from a neighbor) about an accident with someone who does not have insurance!  (Ooops.....almost got this moved to the Political Section).