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Insurance Cost (Read 75 times)
dssaak
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Insurance Cost
04/03/05 at 18:27:51
 
I am about to put the two 'new' Savages on the road here in upstate NY.  I wanted to get coverage beyond liability.

Who do you use for Insurance and what are the going rates?

Thanks,

dk
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RG
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Re: Insurance Cost
Reply #1 - 04/03/05 at 19:07:44
 
I'm in Idaho.  I use Progressive and it only costs me $180 a year.
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bobo383
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Re: Insurance Cost
Reply #2 - 04/03/05 at 19:53:23
 
RG wrote on 12/31/69 at 16:00:04:
I'm in Idaho.  I use Progressive and it only costs me $180 a year.


Progressive, $120/yr, Texas, for one bike.  I'm about to insure my YZF with them as well, I can clue you in if there's a discount for >1 bike.
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WD
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Re: Insurance Cost
Reply #3 - 04/04/05 at 01:26:47
 
Progressive, $75 for the year, for all three people in the house. However, that included a multi-vehicle discount. Amazing, my 1969 truck is $85 a month, my 1998, custom motorcycle was $75 for the year...just doesn't seem right somehow. Oh well, since it's not currently covered (hasn't been since 2001), it will probably be higher IF I insure it. Yes, IF, not when. Very low priority right now.
-WD
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Michael
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Re: Insurance Cost
Reply #4 - 04/04/05 at 02:34:48
 
Hey all

Here in New Brunswick Canada we are being made Insurance poor, in whatever it be....cars...motorcycle...homeowners ....   etc...

The government has steped in and is supposedly going to regulate it, but I have yet to see any difference.

I pay $450 per year for my bike Insurance for
LIABILITY ONLY....  This being accident free, with never a claim on any vehicle I own.  If I wanted full coverage, I was quoted an average of $900 to $1200 per year.

My homeowners Insurance is almost $800 per year, on a Modest middle class dwelling, appraised at 80 thousand, plus contents....Also with never a claim drawn.

With the price of Gas at almost $4 per gallon.....Insurance being so high....and regular maintainence...It's darn good thing I love to ride.


Anyone got a spare green card?    Wink     LOL

cheers


Michael
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WD
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Re: Insurance Cost
Reply #5 - 04/04/05 at 02:48:18
 
Hey, you can move here alot more easily than we can move there. I could move back to Spain with less red-tape than going 3 hours north into BC. Do Canadians even need a green card to move stateside?

Insurance is stupidly priced everywhere north of the Mason-Dixon line. MS and TN, it was cheap. I found the last Progressive quote from after I moved to WA state. $237 a year, full coverage is all that is available. Last time I checked, it wasn't required here, but as bad as local traffic is (they run into motorcycle cops out here) I'll probably go for it sooner or later. Bike needs to be back in one piece first...
-WD
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bobo383
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Re: Insurance Cost
Reply #6 - 04/04/05 at 03:49:54
 
WD wrote on 12/31/69 at 16:00:04:
Progressive, $75 for the year, for all three people in the house. However, that included a multi-vehicle discount. Amazing, my 1969 truck is $85 a month, my 1998, custom motorcycle was $75 for the year...just doesn't seem right somehow. Oh well, since it's not currently covered (hasn't been since 2001), it will probably be higher IF I insure it. Yes, IF, not when. Very low priority right now.
-WD


Hagerty will insure a classic car pretty cheap.  My 64 Impala and 65 Buick are $95 per year (each) for full comprehensive coverage.  Of course, that's for cars that are not driven every day.

Now that I'm up to 4 running cars and 3 running bikes, nothing gets driven every day any more.
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Tony
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Re: Insurance Cost
Reply #7 - 04/04/05 at 04:58:50
 
I am in Mid-Hudson Valley, NY, I too use Progressive (no complaints though). No other carrier seems to cover bikes in my area, though I now understand I could go with Geico as well. I am paying about $120.
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Re: Insurance Cost
Reply #8 - 04/04/05 at 06:17:46
 
I'm using Progressive for coverage on two bikes and it is costing about $350 per year. I've got some hospitalization coverage and the minimum liability needed.
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Re: Insurance Cost
Reply #9 - 04/04/05 at 07:21:13
 
i know this is no help to you but i thought i'd show you how us brits are being ripped off yet again  Angry

i pay £173 a year for my 96 savage

173.00 GBP    =   324.071 USD
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Michael
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Re: Insurance Cost
Reply #10 - 04/04/05 at 09:45:41
 
WD wrote on 12/31/69 at 16:00:04:
Hey, you can move here alot more easily than we can move there. I could move back to Spain with less red-tape than going 3 hours north into BC. Do Canadians even need a green card to move stateside?

-WD


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Re: Insurance Cost
Reply #11 - 04/04/05 at 10:55:40
 
I am w/ Progressive since I got the Savage.
They were better than State Farm at about $145

Got the limited 9 month deal, where you don't ride Dec Jan Feb, but you still get Comp. I checked w/ Geico and they came in around $100 for 12 months and better coverage ( forget the terms now), but they found an old speeding ticket and said would have to wait 6 months and their rate was then quoted higher than Progressive. So wll have to wait 5 months to get the cheaper Geico rate when the ticket is no longer a factor for them.


dssaak wrote on 12/31/69 at 16:00:04:
I am about to put the two 'new' Savages on the road here in upstate NY.  I wanted to get coverage beyond liability.

Who do you use for Insurance and what are the going rates?

Thanks,

dk

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gandalph40
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Re: Insurance Cost
Reply #12 - 04/04/05 at 12:56:27
 
I've got Progressive too...I opted for just liability and uninsured motorist coverage, but the comprehensive and collision wasn't THAT expensive.  My current coverage is about $120 a year.  If you're financing the new bikes, you'll have to opt for the comprehensive and collision.  I'm actually thinking about switching my auto coverage to Progressive.  
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Savage_Rob
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Re: Insurance Cost
Reply #13 - 04/04/05 at 20:26:57
 
Yup, Progressive here too... and it's a snap to do it on the web too.
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Re: Insurance Cost
Reply #14 - 04/04/05 at 23:01:40
 
Progressive.....$300/yr........seems there were some records on file from a couple years back...something about the rest of the traffic going too slow which made me look like I was going faster....or so they said.
Currently looking for a better deal.
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