SuzukiSavage.com /cgi-bin/YaBB.pl General Category >> The Cafe >> Progressive......A date with Flo? /cgi-bin/YaBB.pl?num=1396873474 Message started by Dave on 04/07/14 at 05:24:34

Title: Progressive......A date with Flo? Post by Dave on 04/07/14 at 05:24:34 A couple of weeks ago I added my new/used Honda to my existing policy.  My Savage iinsuarence was reasonable and with a $ 1,000 decuctible the Collision on my Savage was only $ 24 a year...total cost was $ 300 a year to cover the Savage of which about $ 100 a year was uninsured and underinsured coverage.  When I added the Honda my insurance company wanted more than $ 300 a year to insure the Honda just for collision.  My total insurance cast for 2 used bikes went up to $ 1,009 a year.  There was no discount of having mutliple bikes....of which I can only ride one at a time. I called a friend that has mulitple bikes and he uses Progressive.  He had a claim last fall when a girl turned left in front of him...and he said Progressive was fine to deal with.  The coveragel he had for "accessories" did pay for damage to his riding gear - but they did pro-rate the riding gear and not pay a full replacement cost. I did switch my motorycle coverage over to Progressive and the rate dropped to $ 491 a year with Progressive....and that includes a $ 3,000 accessory coverage on each bike that can pay for riding gear, custom paint, luggage or accessories. Anybody have anything good or bad to say about Progressive?  I am going to look at switching my car insurance as well......unless there is a list of bad experiences from you folks.

Title: Re: Progressive......A date with Flo? Post by WD on 04/07/14 at 06:18:01 No real problems, been using them for years. Insurance sure has gotten expensive though, out in WA full coverage on my modified 1998 Savage was only $86/yr...

Title: Re: Progressive......A date with Flo? Post by justin_o_guy2 on 04/07/14 at 07:21:42 Their coverage/service/pricing? No complaints Their tracking devices to monitor & "reward" drivers? I hate it.,

Title: Re: Progressive......A date with Flo? Post by Oldfeller on 04/07/14 at 10:24:25 Justin, tomorrow comes in jest 24 hours.   R U E?

Title: Re: Progressive......A date with Flo? Post by justin_o_guy2 on 04/07/14 at 10:28:59 I dunno whut E is,, I MITE be E,, but, I mite not be E,, If youre askin if Ive loaded the drive, I must admit, I havent,, Ill be in touch with YOU or at least have your number before I take that step.. How hard is it? Im Skeert!

Title: Re: Progressive......A date with Flo? Post by pgambr on 04/07/14 at 12:28:08 Been using them for years as well, no problem. I thought rue was stuff the cajuns put in gumbo?   :-?

Title: Re: Progressive......A date with Flo? Post by Serowbot on 04/07/14 at 13:06:08 ...and is Flo hot or what?...  :-*... :-?... http://wac.450f.edgecastcdn.net/80450F/wcrz.com/files/2012/04/373040_32433693228_1947440815_n1.jpg I've had Progressive for about 6 years, and every year, my policy goes down about $10... I'm keepin' it...

Title: Re: Progressive......A date with Flo? Post by old_rider on 04/07/14 at 13:19:33 Every time I have called to add a bike (had 5 at one time) I always got the Multi-bike discount, the more I added the less my payments got.  However.... I did start with the Harley, then added the smaller CC bikes, but still got the multi discount and they kept pointing that out.

Title: Re: Progressive......A date with Flo? Post by justin_o_guy2 on 04/07/14 at 15:54:09 I cant tolerate Flo or her voice. I dodge those commercials with every ounce of energy I have, & the ones with that Gecko make me wanna toss a brick thru the TV screen,, especially the dramatic one, where he falls to his knees whining,, OHH Mu Gawd,, just shoot me!

Title: Re: Progressive......A date with Flo? Post by stinger on 04/07/14 at 17:24:50 I do not mind the Flo commercials but I agree that Gecko and his commercials wants me to rip his head off and take a crap down his neck!

Title: Re: Progressive......A date with Flo? Post by Dave on 04/07/14 at 17:43:40 I just checked the car insurance.......and it would save us another $ 400 a year.  Maybe more with the snapshot thingy!

Title: Re: Progressive......A date with Flo? Post by engineer on 04/07/14 at 18:26:43 I thought my rates were high and was in the process of switching over, one bike at a time, and my insurance agent got a little concerned and managed to get my old company to lower their rates to the point that they beat Progressive.

Title: Re: Progressive......A date with Flo? Post by Doug B on 04/08/14 at 07:56:10 Dave - when I purchased my new bike in 2012 I went with Progressive   $202/year for full coverage    My first choice of new bikes was the Kawasaki Versys 650(which my agent said would add $54/month($648/year) to my existing bill)   As a 50 year-old with a spotless record who had just completed a motorcycle safety course    I was shocked    I then said that I would just get 6 months worth of coverage each year(warm weather riding season for me)    To this my agent said "you have to get a full year - all motorcycle insurance works this way"    Hell, I can only get 6 months worth of auto insurance at a time  - what a racket      My actual first choice was a Suzuki DR650   excessive seat height ended that    Of course Washington state does not require motorcycle insurance !

Title: Re: Progressive......A date with Flo? Post by ls650v on 04/08/14 at 08:57:36 Doug, You pay for the full year at the beginning of the riding season and then cancel the policy at the end of the riding season.  You will get a refund for the unused portion of the policy.  I do this every year with Progressive.  Just tell them you are putting the bike in storage.  Michigan has the highest insurance rates in the nation, there is no way I am paying for insurance on a vehicle I am not using.

Title: Re: Progressive......A date with Flo? Post by Dave on 04/08/14 at 09:24:41 In the 70's I lived in Ohio, and I had Allstate Insurance.  When riding season was over I called my insurance agent and put my liability and collision portion of the insurance in "suspension"....and they would even send me a red tag to tie to my steering wheel or handlebars as a reminder the insurance was not in effect.  The fire and theft portion would stay in effect, and all was well with the world and it made sense..... Fast forward to Kentucky having madatory insurance, and you no longer can place your insurance on "hold".  You can only cancel the policy or take that particular vehicle off the policy - and you are required to turn in your registration and license plates if you don't have that vehicle insured.  Supposedly the rates take into account that there will be reduced (or no) riding in the off season.....and you are just supposed to keep the coverage year round. The really ironic part of all this is that Insurance Coverage is mandatory and unless you have proof of insurance your vehicle license will not be issue.  However.....I have to pay for Uninsured Motorist and Underinsured Motorist Coverage!  And almost every day you either see on the news (or hear from a neighbor) about an accident with someone who does not have insurance!  (Ooops.....almost got this moved to the Political Section).

Title: Re: Progressive......A date with Flo? Post by verslagen1 on 04/08/14 at 09:48:07 ask about deductables, set it high during the off season.

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