|
SuzukiSavage.com
/cgi-bin/YaBB.pl General Category >> Rubber Side Down! >> Newbie /cgi-bin/YaBB.pl?num=1241354918 Message started by Gideon1986 on 05/03/09 at 05:48:37 |
|
Title: Newbie Post by Gideon1986 on 05/03/09 at 05:48:37 Hello. I just joined the site. I was happy to find you guys. I will be receiving my 2006 Black s40 this PM from a private seller (via craigslist). This would be my first bike. Hope to learn alot from this site and be able to share pix and experiences. Here are some quick questions: how much for insurance are you guys paying? are their any riding groups in NE Ohio for s40? is 2500 too much to pay for stock 2006 black s40? Thanks... I am excited to get it today.... Later. |
|
Title: Re: Newbie Post by Demin on 05/03/09 at 05:54:57 Welcome.I pay about 400 a year for the first bike,any bike after that is about 50 bucks each.I don't know about groups but I ride mine alot.I'm actually in Warren right now.There is a whole plethora of info here from stocker to chopper,bobber to bagger. 8-) And I'm also an MSF instructor. |
|
Title: Re: Newbie Post by ALfromN.H. on 05/03/09 at 06:35:22 Hi, I'm in New Hampshire and I pay 163.00/year full coverage. |
|
Title: Re: Newbie Post by Gideon1986 on 05/03/09 at 06:49:17 5A5B5357503E0 wrote:
I am new at the lingo... what is bobber, bagger (chopper, i know what that is). I am in Cortland. I will be taking the AD Rider's Edge in Austintown next week. Hopefully, I would be able to use my bike ASAP.. |
|
Title: Re: Newbie Post by false_illusion on 05/03/09 at 06:50:55 Good Morning, Gideon1986. You found a GREAT site! There is SO much great info here! You'll learn a LOT about your new bike.:) As for insurance costs, I'm payin' $175 per year through Progressive on my 2007 S40. That's FULL coverage, too... Hope this helps! Enjoy that bike! 8-) |
|
Title: Re: Newbie Post by diamond jim on 05/03/09 at 08:31:43 Welcome Gideon. |
|
Title: Re: Newbie Post by odvelasc on 05/03/09 at 08:40:45 $1000.45CAD for liability (one way insurance) at age 27 and clean driving record. And that is the cheapest rate in town. I have my cage elsewhere for now, we will see if the moto-insurance can give the same great deal on the cage as ING and hopefully save on both vehicles. |
|
Title: Re: Newbie Post by Savage Eddie on 05/03/09 at 08:51:40 99.00 a year (liability/progressive ins.) since i turned mine into a bobber if i break something i just re-fabricate it! no need for full coverage for me... welcome to the site! great people here, so glad i found it! the price sounds right for a 06' take it for a quick ride first. oh and as far as the lingo: stocker = errr...stock chopper = extended front forks, lowered chassis bobber = less is better, old school look or ratted out bagger = lots o bags! ...heh |
|
Title: Re: Newbie Post by Skid Mark on 05/03/09 at 10:44:20 $350 PER YR for everything but collision. Next yr may take off the Fire & Theft and save $85 per yr. Its looking like old age has some advantages, at least up here in Canada :) |
|
Title: Re: Newbie Post by Demin on 05/03/09 at 13:48:16 Mine might go down,now that I don't live in Dallas. |
|
Title: Re: Newbie Post by odvelasc on 05/03/09 at 14:12:24 7F7960737F242B120 wrote:
I hate you right now lol. Moto-insurance is such a mafia in Ontario lol. I swear their are more empty-nesters (over 40) riding yet they save. They really should be the higher liability group since their are more and thus more targets for cars lol But noooo! Us 20 something-ers get the stiff one eye from the man. lol |
|
Title: Re: Newbie Post by Skid Mark on 05/03/09 at 14:26:25 I hear ya. My step son pays about 1k a year too. He's 26. It seems insurance is the only business that can practice age descrimination. He's riding for his 1st year, just got his MC licence. I'm thinking his crotch rocket is one of the reasons its so high. One day he will get wise & realize the Savage is the best way to go. ;) |
|
Title: Re: Newbie Post by Gideon1986 on 05/03/09 at 18:21:20 Thanks for the welcome and quick responses. Well, I got my Savage (I will call her "Aliza") this PM, around 3. I will work this week on registering Aliza to my name and getting a temp license plate. AM I missing something guys? On Thursday, I will take my HD RidersEdge class. Hopefully, I will be cruising two weeks from now. I am very excited. I will also get pix later. |
|
Title: Re: Newbie Post by Skid Mark on 05/03/09 at 18:23:33 Insurance??? |
|
Title: Re: Newbie Post by Gideon1986 on 05/03/09 at 18:27:54 3D3B22313D6669500 wrote:
Thanks.. I failed to mention that I did get a quote of $20 a month... but I will search for other quotes.... This was from Amer Family... |
|
Title: Re: Newbie Post by Sandy Koocanusa on 05/03/09 at 18:45:53 Man, you Canucks get hosed on insurance. It isn't required on motorcycles here in Montana, but Kay and I decided to put liability on the bikes. $109.50 per year on each one. Foremost Insurance company. Welcome aboard Gideon. You're gonna love it. |
|
Title: Re: Newbie Post by sjaskow on 05/04/09 at 10:25:25 I pay $23.23 per month for full 12-month coverage from State Farm in southwest Ohio. And welcome to the site! |
|
Title: Re: Newbie Post by Jerry Eichenberger on 05/04/09 at 14:28:36 Gideon - Before you pay the horrible price for HD course, log onto Motorcycle Ohio web site and see if there are any openings in their course. It costs all of $25, and they furnish the bikes. Also, you can show up at a class that is "full" and see if there are any no-shows. Be early, as the order you come determines who gets a no-show's place in class. Have fun and be safe. |
|
Title: Re: Newbie Post by Gideon1986 on 05/05/09 at 04:30:08 6D626E646F6269656275606275070 wrote:
Thanks for looking out. I already put the downpayment for the HD course. Time will tell if it was a better course than the MSF. Anyway, I am excited. It starts this Thursday to Monday. :D |
|
Title: Re: Newbie Post by Demin on 05/05/09 at 05:17:39 The actual course is the same material.Harley just adds a little to it.IE,salas pitch,graduation party,etc. |
|
Title: Re: Newbie Post by Gideon1986 on 05/05/09 at 08:13:14 2C2D252126480 wrote:
Hope the party's worth it... (joke) ;D Anyway, went to change title this morning, got my plates and will get my insurance sometime soon. What do you guys think of 3rd party liability only? Anyone have any opinions? Thanks |
|
Title: Re: Newbie Post by Jerry Eichenberger on 05/05/09 at 08:22:44 Gideon - As you're new to the list, most know I'm a lawyer here in Cols. 3rd party liability, and uninsured/under insured coverage is a must. No way to skip that if you use your head. I say get the UM coverage because quite often the guy who hits you is some scumbag without insurance, and you need your own insurance to step in then and compensate you for your loss. As for collision coverage, it all depends on your financial situation, and whether you can afford to replace your bike out of personal funds if you're in an accident, or if it's stolen. |
|
Title: Re: Newbie Post by PTRider on 05/05/09 at 09:29:44 Gideon Be VERY careful. In my opinion, a Savage/S40 is too big, too heavy, and too powerful to be anyone's first motorcycle. I also believe that the 360# Buell Blast that Harley provides for the Rider's Edge classes is too big, heavy, and powerful for a beginners class motorcycle. Of course, Rider's Edge is a marketing gimmick for H-D. The rate of near fatal or fatal wrecks in the Rider's Edge classes is about 10 times the rate in MSF classes, likely due to either or both the power and the noise level of the Blast. (About 1 fatal or near-fatal per 250,000 students in MSF. About 1 per 20,000 in RE--not high but at the same time way too high.) A bike in the 125cc to 250cc range is a much better training bike, and size of 250cc is better for a first bike, in my opinion. You just can't get yourself into so much trouble so quickly. Be sure to wear ALL YOUR PROTECTIVE GEAR ALL THE TIME. |
|
Title: Re: Newbie Post by Gideon1986 on 05/05/09 at 10:36:28 So far, GEICO has me at $99.00 per year BI Liability: 12,000/25,000 PD Liability: 10,000 UM/UND: 12,500/25,000 UMBI: 12, 500/25,000 UMPD: 7, 500 What do you guys think? Here's American Family Quote Coverage Limits Premium Bodily Injury Liability 100,000 Per Person $29.10 300,000 Per Occurrence Property Damage Liability 100,000 Per Occurrence Medical Expense 5,000 Per Person $48.50 Uninsured Motorist 100,000 Per Person $59.20 300,000 Per Occurrence Underinsured Motorist 100,000 Per Person $22.50 300,000 Per Occurrence Guest Passenger Liability $15.50 Total $174.80 Monthly* $14.57 |
|
Title: Re: Newbie Post by Jerry Eichenberger on 05/06/09 at 06:09:31 Gideon 0 Those GEICO liability limits are way too little. $12.5K won't even pay for a broken nose, let alone any serious injury. It's almost criminally stupid that our state allows such low limits - go with the $100/$300K limits and sleep at night. |
|
SuzukiSavage.com » Powered by YaBB 2.2! YaBB © 2000-2007. All Rights Reserved. |